Click to Call

MTC Insurance Agency Group

3318 Bridgeport Way W
Suite D-7
University Place, WA 98466

Get Directions

Home Insurance

Get a Quote Instantly

Your ZipCode Insurance Type

Home Insurance in Washington State

Owning a home in Washington is a dream come true for many. Not only is our state home to some beautiful scenery, but it also takes a lot of saving and financial planning to afford a home. Unfortunately, unexpected accidents and disasters don't care about that. Buying home insurance is essential to ensure you protect the home you work so hard for.

That's where our experts at MTC Insurance Agency Group in University Place, WA come in. We know the ins and outs of insurance in this state. We'll get you the right coverage you need at the right price.

What is home insurance?

Home insurance covers your home and personal property from unforeseen damage or loss. In this way, it offers several benefits:

Comprehensive protection: Home insurance not only insures the insurance of the structure of your home, but it also protects your shed and garage. Some policies let you pick add-ons, like content insurance, that also protect your home appliances, electronics, and furniture.
Natural disaster coverage: No matter where you live, natural disasters can severely damage your house. The expense of repairing your damaged home is no drop in the bucket. One of the significant advantages of home insurance is that it takes away this financial strain.
Anti-theft coverage: Theft is another enormous concern of many homeowners. Fortunately, home insurance covers losses because of theft or burglary.
Liability coverage: Home insurance policies also cover any claims arising from property damage or accidental death/injury.

How much home insurance do I need?

The right amount of coverage is different for everyone. But, if you have to file a total loss claim, it's important to have enough coverage to rebuild your home. This includes the price of the labor and materials that you will need.

To some, home insurance seems like an unnecessary expense. But your policy for your Washington home will pay off when you need it the most. It's this peace of mind that makes it precious. Contact one of our MTC Insurance Agency Group experts today to learn more.

Our Services

Servicing States

Arizona
California
Idaho
North Carolina
North Dakota
Michigan
Montana
New Mexico
Nevada
Oklahoma
Oregon
South Dakota
Utah
Washington

Testimonials

MTC did a great job of reviewing my existing insurance policies and finding me new replacement insurance that offered more complete coverage at a substantially lower price.

- Steve Stovall

I was brainwashed with inaccurate information that led me to believe that buying PIP and UIM coverages on policies was no advantage and were not financially necessary. My reluctance to add these to my vehicle policies was heard by the producers. They spent countless time answering all my questions and objections. They assisted me in appreciating the significance of these policy coverages. More importantly they educated me on the financial significance and the financial perils I could face if they were not part of my policy.

- Dion Anderson

Being from South Dakota I never realized the importance of buying earthquake insurance to protect my home in the state of Washington. My producer, Pam Thiemann, explained and educated me about its importance.

- Carol Bensen

Throughout the years Encompass Insurance Company has been the carrier for my insurance. My new producer had access to the company, so I could stay with them. She provided me stellar one-to-one customer service that I did not get from the previous brokerage house. She did a complete review of my policies and immediately identified that I didn’t have a high enough liability for my RV. I had never been told this before and my producer took care of it promptly. I appreciate her.

- Roger Holman

Excellent service is hard to find. I found it many years ago with mike Carney. We own a business, not an easy entity to insure. There are employees, equipment, customers, and a million other considerations. We also have home and auto coverage with Mike. He researches the many policies he has available and finds the one that meets our needs and budget. He checks in at least once a year to make sure there has not been any changes or problems. He is a true professional and a pleasure to know. I trust him implicitly. A rare quality in today’s world.

- Denise Kennedy

I have used MTC Insurance as the solution to my insurance needs for the last 25+ years. Mike Carney and his team always have time for my sometimes crazy questions and always has or will find the correct answer. He has as much if not more professionalism than anyone else in the business.

Carney will not just look for your best rates, but the best coverage for that rate and always give you options. He is not the typical take it or leave it insurance agent. Mike will take it upon himself to find you a better policy when he notices that your rates are getting too high. Any other agent I have worked with only reacts to inquiries and complaints. Mike Carney has always been proactive in protecting your interest.

I have shopped out his policies at different times only to find that he is still the best overall deal in the business.

- Joel V.